Personal Finance Manager

Personal Finance Manager is a user-friendly program that will help you to maintain control over your financial world. Create budgets, track income and expenses, manage savings and debts, and view results with bar and pie charts. * Manage multiple accounts Create as many accounts as you need (checking, savings, credit, etc.) Each account can have many different (user-defined) transaction types to match cash flows, such as checks, direct deposit, Interest, and e-bills. * Create annual budgets with just a few keystrokes Simply enter your monthly salary on the estimated budget form and the program will calculate a sample budget for you! From there, you can fine-tune the budget by using the guideline budget tool to allocate your income by percentage to various categories. * Track income and expenses for each account Enter transactions into the program using the accounts, transaction types, categories, and subcategories you created. Transactions can then be viewed and sorted by date, account, category, or amount. * Split and Recurring transaction capability Split single transactions into multiple components (useful for itemizing paycheck items such as gross salary and taxes). Create recurring transactions for regular payments to minimize typing and keep tabs on upcoming expenditures. * Compute your Net Worth Use the assets and liabilities PaGE to calculate your net worth. Use the Default lists or create your own unique asset and liability names. * Perform savings and debt calculations Calculators are included for amortizing loans, comparing interest rates, and creating savings plans. The savings calculator is capable of performing retirement income forecasting with both lump sum and annuity calculations. * Allocate income to savings and expenses Designate your income to savings goals you set and/or expense categories.