X-Debt

X-DEBT is software for selecting loans and managing debt, built for professional use :Selecting loans : Choosing the best loan, the less costly and less risky one, is not always easy when banks and financial companies spend a lot of time and energy in building loans which hide their true cost and level of risk. X-DEBT enables you to know the effective cost of those loans and evaluate their level of risk, thanks to appropriate indicators (NPV, IRR, MIRR, APR, effective Interest rate). Of course, all standard loans in the market are easily managed by X-DEBT; but, more importantly, X-DEBT also allows you to consider sophisticated and even tailor-made loans. Debt management : You and your clients may well have more than one loan to manage. With X-DEBT, you can manage all your debt and that of your customers. At any time, you know exactly your outstanding principal and its future evolution, taking into account the amortization speed. You can even simulate new loans to see their Impact on the future evolution of the total debt. You master the opportunity and Cash Flow risks thanks to the X-DEBT indicators. No limit in adding new customers with debts to be managed.