The Cup o Joe Factor Calculator

Similar to David Bach`s Famous Latte Factor, but for those of us who prefer our Coffee straight and black. Seriously, though, this is a handy Excel Spreadsheet that helps you to determine just how much your habits cost you. For example, did you know that your pack-a-day smoking habit could turn into an extra $262,000 or so at retirement (depending on your age)? Get the facts, and then decide whether